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  • I believe in Miracles and …!

    I believe in a reality that is governed by observable and verifiable laws of science operating within God’s creation. I believe that scientific laws and discoveries are valid for ALL human existence including those of the children of God(!), that is, the laws of gravitation, motion, thermodynamics, relativity, atomic energy, mathematics, statistics, chemistry, physics, electromagnetism, etc. I do…

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  • The Minimum Monthly Payment Trap!!

    As a general principle, debt is bad unless It’s an investment debt, examples of which are, education loans in an area and, in an amount that makes economic sense a mortgage, a loan to purchase a house or real estate, for which at least you have a real asset to sell off later, it can…

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  • Life After Defeat?… Yes! (2)

    In order to have a meaningful and successful Life after Defeat, Step 1 is to separate Who YOU ARE from WHAT HAPPENED (the event).  Now the next steps: Take Time to Reflect Avoid far reaching decisions while you are ‘feeling blue.’ Choices under such conditions are likely to be emotion driven, ill advised, and wrong.…

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  • The Next Steps Towards Your Life Goal!

    Step One – Clarify  Your Life Goal Write it down in one or two sentences Separate out the means to the goal from the goal itself A friend said to me that if an Angel gave her one wish, she would ask for ‘Money’! “What will you do with it?” I asked. “I will open…

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  • How to Determine Your Life Goal!

    Imagine you had a visit from an Angel and he says to you, “I give you One Wish, one request, and it WILL be granted! Ask whatever you will, but there are no do-overs, you only get one chance at it!” What will you ask for? When I was growing up, reading fairy tales where this…

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